Medicare Plans in Oregon
Compare Options for 2026
As an independent Oregon Medicare advisor, I compare plans from Regence, Kaiser, PacificSource, Aetna, Humana, and 15+ more carriers — so you get the right coverage for your doctors, prescriptions, and budget.
Medicare in Oregon: What You Need to Know for 2026
Oregon has one of the strongest Medicare markets in the Pacific Northwest, with highly competitive Medicare Advantage plans in the Portland metro area and throughout the Willamette Valley. Over 40% of Oregon Medicare beneficiaries are enrolled in Medicare Advantage — and the right choice depends heavily on where you live, which doctors you use, and what prescriptions you take.
Medicare Advantage
Many Oregon plans include $0 premiums, dental, vision, and hearing. Popular carriers: Kaiser Permanente, Regence BlueCross, PacificSource, Aetna, Humana.
Best for: Those who want all-in-one coverage
Medicare Supplement (Medigap)
Oregon requires guaranteed issue during your Open Enrollment period. Plans G and N are most popular. Works with any doctor who accepts Medicare — statewide and nationwide.
Best for: Those who travel or want maximum flexibility
Part D Drug Plans
Stand-alone Part D plans available statewide. Oregon's Low Income Subsidy (Extra Help) program may reduce your costs significantly. Plans start under $15/month.
Best for: Those on Original Medicare needing drug coverage
Oregon Cities & Service Areas
Rodney Cummings serves Medicare beneficiaries across all of Oregon, including:
Oregon Medicare Key Dates for 2026
- 📅 Open Enrollment: Oct 15 – Dec 7, 2025 (for 2026 coverage)
- 🎂 Turning 65? Your Initial Enrollment Period begins 3 months before your birthday month
- ⚠️ Late enrollment penalty: 10% per year on Part B if you don't enroll on time
- 💡 PERS & PEBB members: Special coordination rules apply — call us before enrolling
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