Your Medicare Plan
May Have Changed
3 Reasons Not to Wait Until October
Most people wait until the AEP rush — and end up making rushed decisions. Getting your review done in August or September gives you a real advantage.
No October Rush
When AEP opens October 15, advisors are slammed. Book now and get unhurried, focused attention — just for you.
Plans & Premiums Change
Insurance carriers adjust formularies, networks, and premiums every year. What worked perfectly last year may cost you more in 2026.
You May Qualify for More
New plans, new riders, and expanded benefits are added every year. Your review might reveal better coverage at the same — or lower — cost.
Your Comprehensive
Medicare Check-Up
As a licensed independent agent, Rodney represents dozens of carriers — not just one. That means he can compare your current plan against every available option in your area with no obligation on your part.
"Rodney found that my Medicare Advantage plan had quietly dropped my cardiologist from their network. We switched me to a Supplement and I saved $400 a year while keeping every doctor I wanted."
— Patricia M., Portland, OR
Pick Your Appointment Time
Choose a time below — or call or text Rodney directly to schedule.
Office Phone
503-832-8555
Call or text — Mon–Fri, 9am–5pm PT
Direct Cell
503-209-7939
Rodney's direct line
Email Rodney
rod@legacy
Reply within 1 business day
Rodney Cummings
Licensed Independent Medicare Agent
NPN #18847712 · Oregon License #18847712 · Licensed in 22+ States
As an independent agent, Rodney represents dozens of carriers — not just one company. He has no incentive to steer you toward any particular plan. His only goal is finding the right fit for you.
Each annual review is personal, unhurried, and honest. Rodney compares your current coverage against every plan available in your ZIP code so you can make a confident, informed decision — or stay exactly where you are.
Book My Free Review
Quick Answers
How long does the review take?
Most reviews are 30 minutes by phone or video call. If you want to dig into more detail or explore additional services, we can always schedule a follow-up.
Do I need to bring anything?
Just your current Medicare card and, if you have one, a list of your current prescriptions. Everything else Rodney can look up.
Will I be pressured to change my plan?
Absolutely not. The review is informational. If your current plan is the best available, Rodney will tell you that — and you keep it. No pressure, ever.
I already have a Medicare plan. Why would I switch?
You might not need to. But plans change their formularies, premiums, and networks every year. A quick review ensures you're not paying more than necessary or losing access to your doctors.
Can I do this review even if I'm on Medicare Supplement?
Yes. Reviews cover both Medicare Advantage and Supplement clients. The questions and considerations are different, but both plan types benefit from an annual look.
Don't Wait for October.
Your Plan Won't Wait.
Medicare plans change every January 1st. Your free annual review ensures you're not overpaying or underprotected heading into 2026. August and September appointments are limited — book yours now.
Free. No obligation. No pressure. 30 minutes.