Medicare Is Complicated.
We Make It Simple.
If you're turning 65 — or already on Medicare — you know how overwhelming the choices can feel.
Overwhelmed by choices?
50+ plan combinations exist in most zip codes. Every carrier claims to be the best — and their jargon makes comparing nearly impossible.
Worried about costs?
Premiums, copays, deductibles, and out-of-pocket maximums add up fast. Choosing wrong can cost you thousands every year.
Afraid of missing enrollment?
Enroll late and Medicare hits you with a lifetime penalty on your premium. Miss the window and you could wait a full year for coverage.
That's where we come in.
Your Personal Medicare Guide
At No Cost to You
We walk alongside you from confusion to confidence — completely free of charge.
Get Your Medicare Card
Apply at SSA.gov or call 1-800-772-1213 starting 3 months before your 65th birthday. Your red, white & blue card arrives by mail — Parts A & B are active.
Review Your Current Coverage
We start by understanding where you are — existing coverage, doctors, prescriptions, and budget.
Compare All Available Plans
We shop 20+ carriers side-by-side so you see exactly what each plan covers — and what it costs.
Explain Your Options Clearly
No jargon. No pressure. We translate Medicare into plain English so you can make a confident decision.
Enroll You in the Right Plan
We handle the paperwork and enrollment — so you're covered before your Medicare start date.
💛 Our service is 100% free to you — we're paid by the carriers, never by you.
Which Medicare Plan Is Right for You?
Every option has trade-offs. Here's an honest look at what each one covers — and costs.
| Feature |
Original Medicare Parts A & B |
Medicare Advantage Part C Most Popular |
Medicare Supplement Medigap |
|---|---|---|---|
| Monthly Premium | Part B: ~$202.90/mo | $0 – $80/mo (varies) | $100 – $300/mo (varies) |
| Provider Choice | Any Medicare-accepting provider | Network required (HMO/PPO) | Any provider nationwide |
| Out-of-Pocket Max | No cap — unlimited exposure | Capped annually (by law) | Very low — Medigap fills the gaps |
| Dental / Vision / Hearing | Not covered | Often included | Not included (add-on plans available) |
| Prescription Drugs | Requires separate Part D plan | Usually built in | Requires separate Part D plan |
| Referrals Required | No | Often yes (HMO) | No |
| Best For | Base coverage only; pair with Supplement | Low-premium seekers; prefer all-in-one | Predictability & maximum freedom |
Not sure which is right for your situation? Let Rodney walk you through it — for free.
Your 7-Month Initial Enrollment Window
Miss it and face a lifetime late-enrollment penalty. Here's exactly when to act:
You may qualify for a Special Enrollment Period (SEP) — delaying Medicare without a penalty as long as you're covered by a qualifying employer group health plan. Call Rodney before making this decision: 503-832-8555
What Our Medicare Clients Say
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Client Stories Coming Soon
Real stories from real clients are on their way. We'd love for you to be one of our first success stories — schedule a free consultation today.
Carriers I Work With
20+ Carriers. One Independent Advisor.
Because I'm independent, I compare plans across every major carrier to find what's best for you — not what pays me the most.
And many more — coverage availability varies by county. Ask Rodney what's available in your ZIP code.
Schedule Your Free Medicare Review
Pick a time that works for you. 30 minutes. No obligation. No spam.
Prefer to call? 503-832-8555 | Medicare Line
Or shop plans online at PlanEnroll.com