Your Washington Life Insurance Policy
May Be Worth Far More Than You Think
Thousands of Washington policyholders over 65 are selling their unwanted life insurance policies for 4 to 8 times their cash surrender value — completely legal, OIC-regulated, and tax-advantaged under Washington law.
What Washington Policyholders Are Getting
Surrender Value
for Qualifying WA Policies
Age 65 or Older
Your Settlement
Life Settlements in Washington State
Washington's growing retiree population — especially in King County, Spokane, and the Tri-Cities — has made life settlements an increasingly popular retirement planning tool. With strong OIC consumer protections and no state income tax, Washington is an excellent state to sell.
📋 Washington Regulations
Life settlements in Washington are governed by RCW Chapter 48.102 and regulated by the Washington State Office of the Insurance Commissioner (OIC). Brokers must be state-licensed, all transactions must be fully disclosed, and sellers have a 15-day right of rescission.
💡 Why Washington Seniors Sell
From the Seattle suburbs to Eastern Washington retirement communities, WA policyholders are unlocking policy value to fund long-term care, supplement retirement income, or redirect assets. Whether premiums are unaffordable or coverage needs have changed, a life settlement can be the right move.
💰 Washington Tax Advantage
Washington has no state income tax — a significant advantage for life settlement sellers. While federal tax may apply to proceeds above your policy's cost basis, you owe nothing to the state of Washington, meaning more of your settlement stays in your hands.
Serving Washington Policyholders Statewide
Do You Qualify? — Washington Eligibility Checklist
Not sure if you qualify? Submit your policy details below for a free, no-obligation assessment.
Find Out What Your Washington Policy Is Worth
Takes 2 minutes. No obligation. No upfront costs. We'll assess your policy and present your best options from our network of licensed Washington buyers.
Find Out What Your Washington Policy Is Worth
Answer a few quick questions so we can match you with the best options — takes about 2 minutes.
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