Florida Seniors: Convert Your Life Policy
to Cash — No State Income Tax
Florida is one of the top life settlement markets in the US — and with no state income tax, sellers keep more of their payout. Find out if your policy qualifies for a free valuation today.
Life Settlements in Florida: What You Need to Know
⚖️ Florida Regulations
Florida regulates life settlements under Florida Statutes §627.9401 et seq. All brokers must be licensed through the Florida Office of Insurance Regulation (OIR). Florida's 15-day rescission period gives sellers time to reconsider after accepting a settlement offer.
🌴 Why Florida Is a Top Market
Florida's massive retiree population makes it one of the top 3 life settlement markets nationally. Many seniors in communities like The Villages, Boca Raton, and Sarasota hold large policies that no longer match their financial needs — making them ideal candidates.
💰 No State Income Tax Advantage
Florida has no state income tax — a significant advantage for life settlement sellers. While federal taxes still apply on gains above your policy basis, you keep considerably more compared to sellers in high-tax states like California or New York.
Serving Florida Policyholders Statewide
Does Your Florida Policy Qualify?
Find Out What Your Florida Policy Is Worth
Answer 3 quick questions and Rodney will provide a free, no-obligation policy valuation within one business day.
Find Out What Your Florida Policy Is Worth
Answer a few quick questions so we can match you with the best options — takes about 2 minutes.