Oregon Estate Planning 🌲

Protect Your Legacy in Oregon — Estate Plans Starting at $1M Threshold

Oregon has the lowest estate tax threshold in the United States — just $1 million. With rising home values and retirement assets, many Oregon families are exposed without realizing it. A proper estate plan protects your heirs from unnecessary taxes and court costs.

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📜 Wills & Trusts⚡ Powers of Attorney🏥 Healthcare Directives👨‍👩‍👧 Beneficiary Reviews📋 No-Cost Consultation
$1M
OR Estate Tax Threshold
100%
Probate Avoidance (w/ Trust)
5
Core Documents
Free
Initial Consultation

Estate Planning Solutions for Oregon Families

Comprehensive documents to protect your assets, honor your wishes, and provide for your loved ones.

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Wills & Revocable Trusts

A will directs how your assets are distributed. A revocable living trust goes further — avoiding Oregon's probate process, which can be slow and expensive. For estates approaching Oregon's $1M threshold, a trust is the single most important tool to reduce tax exposure and delay.

  • Direct asset distribution
  • Avoid Oregon probate
  • Name guardians for minor children
  • Revocable — change anytime

Powers of Attorney

A durable power of attorney designates someone to manage your financial affairs if you become incapacitated. A healthcare POA — or advance directive — ensures your medical wishes are followed. In Oregon, these documents are legally required to be honored by financial institutions and medical providers.

  • Financial POA
  • Healthcare/Medical POA
  • Oregon-compliant language
  • Protects against court guardianship
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Beneficiary & Insurance Reviews

Many Oregonians unknowingly expose their families to the state estate tax through outdated or misaligned beneficiary designations. Life insurance, IRAs, and annuities pass outside of probate — but only if beneficiaries are current. We review all designations as part of a comprehensive estate plan.

  • Beneficiary alignment
  • Life insurance strategies
  • IRA & annuity coordination
  • Estate tax exposure analysis

Oregon Estate Planning: What You Must Know 🌲

⚠️ Oregon's $1M Estate Tax — Lowest in the US
Oregon is the only state with an estate tax threshold as low as $1 million — a level that many Oregon homeowners now exceed given rising real estate values in Portland, Bend, and the Willamette Valley. If your estate exceeds $1M, your heirs could owe state estate tax of up to 16%. Estate planning now prevents a significant and avoidable tax burden.
🏠 Life Insurance Is a Critical Planning Tool
For Oregon families with estates over $1M, life insurance held in an Irrevocable Life Insurance Trust (ILIT) can provide tax-free proceeds to cover estate tax obligations — ensuring your heirs don't need to sell the family home or liquidate retirement accounts to pay the state tax bill.
🤖 AI-Guided Estate Planning — Starting at $199
Legacy Wealth Services offers its own AI-guided estate planning interview — a 15–20 minute process that creates your personalized will, trust, or complete estate plan. Attorney-reviewed documents, delivered digitally. No office visit needed. Rodney coordinates your documents with your broader financial plan at no extra charge.

Serving Clients Across Oregon

Estate planning consultations available statewide

PortlandSalemEugeneGreshamHillsboroBeavertonBendMedfordSpringfieldCorvallisAlbanyTigardLake OswegoKeiserGrants PassOregon CityMcMinnvilleRedmond

Start Your Oregon Estate Plan Today

Takes 2 minutes. Rodney will review your situation and help you build a comprehensive plan that protects your family — no pressure, no obligation.

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Answer a few quick questions so we can match you with the best options — takes about 2 minutes.

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