Florida Estate Planning 🌴

Protect Your Florida Legacy — No State Estate Tax, But Probate Still Bites

Florida has no state estate tax — but without a proper trust, your family could face Florida's costly and time-consuming probate process. Ladybird deeds, revocable trusts, and beneficiary reviews protect what you've built and ensure a smooth transfer to your loved ones.

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📜 Wills & Trusts⚡ Powers of Attorney🏥 Healthcare Directives👨‍👩‍👧 Beneficiary Reviews📋 No-Cost Consultation
$0
FL State Estate Tax
100%
Probate Avoidance (w/ Trust)
5
Core Documents
Free
Initial Consultation

Estate Planning Solutions for Florida Families

Comprehensive documents to protect your assets, honor your wishes, and provide for your loved ones — Florida law compliant.

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Wills & Revocable Trusts

A will directs how your assets are distributed after death. A revocable living trust avoids Florida's probate process entirely — keeping your estate private and transferring assets quickly to your heirs. For Florida retirees with significant assets, a trust is often the cornerstone of a complete estate plan.

  • Direct asset distribution
  • Avoid Florida probate
  • Name guardians for minor children
  • Revocable — change anytime

Powers of Attorney

Florida's Durable Power of Attorney allows a trusted person to manage your finances if you become incapacitated. A healthcare surrogate designation (Florida's equivalent of a healthcare POA) and a living will ensure your medical wishes are honored. These documents are legally required to be honored under Florida statute.

  • Durable Financial POA
  • Healthcare Surrogate Designation
  • Living Will / Advance Directive
  • Protects against court guardianship
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Beneficiary & Insurance Reviews

Life insurance, IRAs, and annuities pass outside of probate — but only if beneficiary designations are current. For Florida retirees, outdated beneficiary designations are among the most common and costly estate planning mistakes. We review all designations as part of a comprehensive estate plan.

  • Beneficiary alignment
  • Life insurance strategies
  • IRA & annuity coordination
  • Homestead exemption analysis

Florida Estate Planning: What You Must Know 🌴

🏠 Ladybird Deeds — Florida's Unique Tool
Florida is one of only five states that recognizes the Ladybird Deed (Enhanced Life Estate Deed), which allows you to transfer real estate to beneficiaries at death while retaining full control during your lifetime — including the right to sell, mortgage, or change beneficiaries. This tool avoids probate on the home without the restrictions of an irrevocable trust. It's especially powerful for Florida homeowners with a homestead.
🏡 Homestead Exemption Rules Matter
Florida's homestead laws are among the most protective in the nation — your primary residence is shielded from most creditors and receives a tax exemption. However, Florida homestead rules also restrict who you can leave your home to if you're married or have minor children. A properly drafted estate plan ensures your home passes exactly as you intend without triggering forced heirship provisions.
🤖 AI-Guided Estate Planning — Starting at $199
Legacy Wealth Services offers its own AI-guided estate planning interview — a 15–20 minute process that creates your personalized will, trust, or complete estate plan. Attorney-reviewed documents, delivered digitally. No office visit needed. Rodney coordinates your documents with your broader financial plan at no extra charge.

Serving Clients Across Florida

Estate planning consultations available statewide

JacksonvilleMiamiTampaOrlandoSt. PetersburgHialeahTallahasseeFort LauderdalePort St. LucieCape CoralPembroke PinesHollywoodMiramarGainesvilleCoral SpringsClearwaterWest Palm BeachLakeland

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Takes 2 minutes. Rodney will review your situation and help you build a comprehensive plan that protects your family — no pressure, no obligation.

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